Contact Us

Located at:
71- 75, Shelton Street, London, WC2H 9JQ
Tel: 0207-193-3146  Email:

Opening times

Hours: Open 9:00 AM  Closes 5:00 PM


SATURDAY Open 9.00 AM Closes 1.00 PM


71- 75, Shelton Street, London, WC2H 9JQ

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Welcome To Bikerloans

Need a Motorcycle Finance Deal?

Welcome to Bikerloans, the UK’s motorcycle finance specialists. We can help you get a bike finance whatever your circumstances, whether you are buying a new or used bike. We can finance any age of road legal bike including modern classic bikes OVER 10 years old, Scooters, Trikes, Trials bikes, and road legal Quads. There is no age or mileage restriction, and you can buy from any dealer with credit facilities. Finance is secured on the bike only with loan amounts £1500 – £20,000. We are very flexible and can help most customers. Check if you qualify for exclusive motorcycle finance deals.

If you have been turned down previously, you are NOT alone! Up to one in four UK customers buying a motorcycle are refused a loan or finance. Bikerloans have been helping customers since 2002 who have been previously declined by other finance companies, or whose circumstances mean they fall outside the standard narrow lending criteria. We are more flexible with all enquiries underwritten manually, there is no computerised credit scoring. We can help:

  • UK Residents Age 21 and over
  • Employed, Self-Employed, Armed Forces
  • Home Owners, Tenants, customers Living with Parents
  • Customers looking to refinance an existing bike, we can finance your PCP “Balloon”
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We Provide

Competitive finance deals for Motorcycles, Scooters, Mopeds, Classic Bikes and Quad Bikes

Looking to refinance your current bike? We can refinance the outstanding PCP “Balloon” payment.

Car Finance for dealer purchases from £1500, includes classic cars, imports, 4×4’s and prestige cars

And we can help customers declined elsewhere, who have experienced:

Welcome to Bikerloans, Motorbike Services. UK motorcycle resources added for you to locate in your local area. Simply select your region to find: Motorcycle Dealers, Clothing, Training, Parts and accessories, motorcycle clubs and related websites.

If you’re involved in the motorcycle industry and have a website we should include please submit it to us for consideration.

Who We Are ?

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Bikerloans, (Ingram Finance) was established in 2002 and is a finance business arranging motor finance to consumers. We obtain enquiries from motorbike dealers and bike enthusiasts directly looking to finance motorcycles and cars.

What we do

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Obtain the most competitive deal possible for our customers whatever their circumstances. We can help customers who have experienced previous credit problems,  Defaults, arrears, rent and mortgage or with limited voters roll history. That way we can assist consumers who have been denied credit in obtaining a loan, helping them to strengthen or re-establish a credit rating. The service is entirely FREE, there are no arrangement fees. 

What you get

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Bikerloans can help you to invest in the motorbike of your choice whilst providing you with an opportunity to strengthen or re-establish your credit rating through making regular monthly repayments.

FAQ’S & News

  • How Much can I Borrow?

    Amounts vary according to your individual circumstances, minimum remaining loan balance is £1500. The monthly payment amount will be discussed with you individually when you apply. Maximum is normally £20,000. Exceptions are made and can be discussed.

  • How do I apply for Motorcycle Finance?

    The easiest way to apply is Online via our Motorcycle Finance Application Form  (Link to apply page)

  • Do I need a Motorcycle Licence?

    Bike finance is only available to customers buying from motorcycle dealers. For motorcycle finance, you must be over 21 years old (Guarantor may be required). You will need to have a CBT pass or Full Cat A bike licence and normally be on the electoral roll. Some past adverse credit is usually OK.

    You can apply if you are employed, self-employed, retired, or in the Armed Forces. We can assist homeowners, tenants, and customers living with parents. We have some  guidelines to see if you are likely to qualify

  • Do I need to supply any documents?

    Yes you will need to have either a Full Cat A motorcycle licence or CBT pass to obtain bike finance. This is because you need to have passed your CBT (Compulsory Basic Training) to ride any bike over 50cc, so a CBT is now necessary for all 125cc riders. Above a 125cc you will need a Full Cat A bike licence.

  • Can anyone apply for Motorcycle Finance?

    Yes, all loans are unsecured. Motorcycle finance is secured on the bike only.

  • Is the Loan Unsecured?

    Yes, all loans are unsecured. Motorcycle finance is secured on the bike only.

  • Do I have to buy a motorcycle from a dealer?

    Yes because the dealership will be able to offer you a guarantee which is always a minimum of 3 months even on older bikes.

  • How can I contact you?

    Please use the contact page.  Link to contact form

  • What is the difference between motorbike finance and a loan?

    Bike finance is secured on the value of the motorcycle, an unsecured loan can be used for any purpose. Because our loans are secured on the bike we can be more flexible with underwriting.

  • I am doing a training course, can I still apply for motorcycle finance?

    Yes we have many customers taking CBT or Direct Access courses. You can still apply for bike finance but we would be unable to complete a deal until you had a pass certificate.

  • Can you finance a bike if I only have a provisional or full Car licence?

    Yes but only for a 50cc moped. It is recommended you take a CBT.

  • I have found a bike I want to buy but it’s at a dealership 150 miles away, can I still get finance for it?

    Yes, we offer a distance sale service so it is not always necessary to sign the finance documents on a dealership’s premises.

  • The bike I have found is a 2002 model, can you finance these?

    Yes we offer bike finance for almost all makes, models and age of motorcycle.

  • I am a courier who needs a bike for work, would you finance a new bike for me to use?

    No problem we have assisted many bike couriers finance a motorcycle for courier work.

  • Can I buy from any Motorcycle dealer?

    Yes you can buy from any reputable dealership

  • Is there a charge for making an application?

    There are NO application fees to pay.

  • I am self employed, can you assist me?

    Yes usually as long as you have proof of income.

  • Do you offer FREE quotations?

    We can offer a ballpark quotation of likely monthly costs but need you to make an application to give a firm written quotation.